If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. You are responsible for keeping track of your Card Account available balance. If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. ; Check or statement - Wells Fargo-issued check or bank statement. 303 Peachtree Street NE, Suite 4300 Get Started Read how we use and collect your information by visiting our Privacy Policy. We may disclose information to third parties about your Card or the transactions you make: Where it is necessary for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; or. Plans start at $4.99 after the first month. You can obtain information on how to load your Primary Account within the Greenlight application. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. Each party to the dispute has an opportunity to present some evidence to the arbitrator. There may be a fee for replacing your Card (please see the Fee Schedule table for details). Ready with full focus, energy, readiness and belief. Any financial rewards or other incentives that may be offered and paid to you by Greenlight based upon Card Account activity or Card Account balances are solely the responsibility of Greenlight, and the Issuer shall have no responsibility for any such offers or payments. ABA numbers have been around for over 100 years, facilitating check processing. Any translation of this Agreement is provided for your convenience. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. You should not write your PIN onto your Physical Card or keep your PIN with your Physical Card. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. If you notify us to revoke another persons use of a Card, we may revoke that Card and issue a new Card with a different number. In Canada, the routing number for electronic fund transfers (EFT) such as direct deposit from employers, pre-authorized debit (PAD), bill payments, bank to bank transfers and wire transfers is made up of your: A leading zero "0" - The U.S. uses 9-digit routing numbers, so this zero is used to get to 9 digits. (option was removed) Interesting To Know 5.07K subscribers Subscribe 14K views 1 year ago UNITED STATES Hey guys, how's it going today, great to see ya. There are limitations on these transactions as well as limitations on the loading and card balance. Share the account and routing information with your child's employer. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. At the timely request of either party, the arbitrator must provide a brief written explanation of the basis for the award. The easiest way to find your routing number is to take a look at one of your checks. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. This nine-digit number has three components. In order to obtain the account number and routing number for your Sub-Account, please contact Greenlight at 1-888-483-2645. If the Greenlight + Invest Plan is amended or cancelled, you will be given the opportunity to upgrade into a higher cost Card Plan with additional features or downgrade into the lower cost Greenlight Core Plan effective as of your monthly anniversary date unless otherwise specified. Both account numbers and routing numbers are required for banks, credit unions, and other financial institutions to process auto payments, direct deposits, checks, and wire transfers. We, us,andourmean the Issuer, our successors, affiliates, or assignees. Bank of America routing number for wire transfers. Refer a Member. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. We may monitor or record any conversation or other communication with you. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. In order to receive direct deposit value loads, the Primary Accountholder or Secondary Cardholder must provide the employer with the account number and routing number of the Secondary Account. The Monthly Fee will be deducted from the balance of the Primary Account. We may also ask to see a copy of your drivers license or other identifying documents. You agree to retain, verify, and reconcile your transactions and receipts. This Cardholder Agreement is effective [October 11, 2022]. It's based on the location of the bank where your account was opened. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. Auth Account and routing numbers; Balance Real-time balance checks; Identity Bank account-holder information; . If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. In the case of a Standing Authorization for an auto-funding transaction such as a monthly recurring load to a Primary Account or a load to a Primary Account to fund a shortfall in an auto-funded allowance or an auto-funded Invest Account transaction, the Funding Account will be designated in advance by the ACH Authorizer through the Greenlight application and the amount of each subsequent debit entry(ies) will be determined by the Greenlight application as the amount necessary to complete the auto-funding event (e.g., monthly load amount determined in advance by ACH Authorizer or allowance shortfall calculated by the Greenlight application). Each time you use your Card to make a purchase or obtain cash at an ATM, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. The routing number you need to send or receive money through Green Dot Bank depends on whether your payment or transfer is domestic or international. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Arbitration of a Claim must comply with this Arbitration Provision and, to the extent not inconsistent or in conflict with this Arbitration Provision, the applicable rules of the arbitration Administrator. Routing numbers are sometimes referred to as an American Bankers Association routing transit number or an ABA RTN. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. The Greenlight + Invest Plan is only available to existing customers who are already enrolled in this Card Plan, and this Card Plan is closed to any new customers. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. You remain liable for any and all usage of an additional Card you authorize. Offer subject to change at any time. All amounts are expressed in U.S. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. We're here to help. Card Accountmeans the records we maintain to account for the value of claims associated with the Card. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. We leverage our personal experience and knowledge to bring clarity to your financial decisions. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf, including any transfers from your Invest Account (as described under Loading Your Card below), less the amount of any claims against the Card Account. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your prepaid Card Account only. Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. Your Login ID is the last eight(8) digits of your billing account number and can be located on your billing statement as indicated below. Participation in the Invest Account Services is subject to approval by Greenlight Advisors and DriveWealth, and the required Invest Account Services agreements and disclosures are subject to change at any time. Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. If your Physical Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. Any translation provided may not accurately represent the information in the original English. Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. It is important to know your available balance before making any transaction. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. ; Check or statement - US Bank-issued check or bank statement. Greenlight is a financial technology company, not a bank. The Card is a prepaid card. Focusing on banking as a service, corporate lending, and other financial services, Pathward brings the future of banking to all who want it by disrupting traditional banking norms. Our goal is to stay positive or neutral. This 9-digit routing number is the format used for electronic payments and transfers. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. We may offer options that allow you to receive or access text messages or other electronic communications from your mobile phone. Maximum Total Load Amount/Transfer from Invest Account per Family1 per Month2, Point-of-Sale Daily Spend Limit per Secondary Account, Point-of-Sale Monthly2 Spend Limit per Secondary Account, Point-of-Sale Daily Spend Limit per Family1, Point-of-Sale Monthly2 Spend Limit per Family1, Daily Limit for Transfer to Invest Account per Family1, Monthly2 Limit for Transfer to Invest Account per Family1, Daily ATM Cash Withdrawal Limit per Secondary Account (Domestic and International), Monthly2 ATM Cash Withdrawal Limit per Family (Domestic and International)1. We may amend or change the terms and conditions of this Agreement at any time. WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. For car rental transactions, the applicable hold may last up to forty-five (45) days. You agree to pay us the fees set forth in the Fee Schedule table below. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. 3 An amount equal to $2.99 per month represents the fee for investment advisory services being charged by Greenlight Advisors in connection with the Invest Account Services pursuant to the separate Advisory Agreement. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. The three-digit institution number identifies your bank. Holiday hours may apply. Our Liability for Failure to Complete Transactions, Your Liability for Unauthorized Transfers, Information About Your Right to Dispute Errors, Information About Your Right to Dispute Errors, No Warranty Regarding Goods or Services as Applicable, Fee Schedule and Balance/Transfer Limitations, Do Not Sell or Share My Personal Information. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts Our contacts with you about your Card Account are not unsolicited. Routing numbers aren't specific to individuals like account numbers, so you can find them online. During this partial month following notice of downgrade, you will not be provided a partial refund as you will continue to receive the services from the higher Card Plan and we will need to cover our reasonable costs to maintain your Card Account. Never share your PIN with anyone. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. You can also access your account and routing numbers when taking these actions: If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. By selecting a PIN for the Physical Card or by retaining, using or authorizing the use of the Physical Card or Virtual Card, you, the Primary Accountholder, represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the age of majority is older); (ii) you are a U.S. citizen or alien residing in a state or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. If you have subscribed to a Card Plan with Invest Account Services and have established an Invest Account with DriveWealth, if we are unable to collect your Monthly Fee after 60 days, Greenlight Advisors may direct DriveWealth to sell all securities registered in your name through the Greenlight program and apply the proceeds first to pay us any past due Monthly Fees as well as any other past due fees under this Agreement, and then to pay any remaining balance to you. However, there are some exceptions. Routing numbers, sometimes called transit numbers, are public and . For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. The initial value load, as well as each value reload, is referred to in this Agreement as aload. If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the transaction history was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card.